The Bank of India (BOI) has published an official recruitment notification for the appointment of 779 Credit Officer posts under various scales. This recruitment drive offers an excellent opportunity for qualified professionals seeking a career in the banking and financial services sector.
Interested and eligible candidates can submit their applications online through the official recruitment portal within the prescribed dates. Candidates are advised to carefully review the eligibility criteria, vacancy details, age requirements, pay scale, and application process before applying.
Bank of India Recruitment 2026: Overview
| Particulars | Details |
|---|---|
| Organization | Bank of India |
| Name of Post | Credit Officer |
| Total Vacancies | 779 Posts |
| Qualification | Bachelor’s Degree / Master’s Degree / Professional Qualifications |
| Age Limit | 25 to 45 Years |
| Application Mode | Online |
| Application Fee | ₹175/- to ₹850/- |
| Application Start Date | 30th June 2026 |
| Application Last Date | 20th July 2026 |
Bank of India Credit Officer Vacancy Details
Name of Post
Credit Officer
Total Number of Posts
779 Posts
Scale-wise Vacancy Distribution
| Scale | Number of Posts |
|---|---|
| MMGS-II | 677 |
| MMGS-III | 61 |
| SMGS-IV | 41 |
| Total | 779 |
Salary Structure
MMGS-II
₹64,820 – 67,160 – 93,960
MMGS-III
₹85,920 – 99,320 – 1,05,280
SMGS-IV
₹1,02,300 – 1,14,220 – 1,20,940
Eligibility Criteria for Bank of India Recruitment 2026
1. Credit Officer (MMGS-II)
Age Limit
Candidates should be between 25 and 32 years of age.
Educational Qualification
Applicants must possess:
- A Bachelor’s Degree in any discipline from a recognized university with at least 60% marks (55% for SC/ST/OBC/PwBD candidates), OR
- Professional qualifications such as:
- CA
- CMA/ICWA
- CS
- CFA
Experience
Candidates should have a minimum of 3 years of post-qualification experience as an officer, including at least 2 years of experience in:
- MSME Credit
- Commercial Credit
- Project Finance
- Mid & Large Corporate Credit
Experience should be gained in Scheduled Commercial Banks, Financial Institutions, or NBFCs.
2. Credit Officer (MMGS-III)
Age Limit
Candidates must be between 28 and 38 years of age.
Educational Qualification
Applicants should possess:
- A Bachelor’s Degree with a minimum of 60% marks (55% for reserved categories), OR
- CA/CMA/ICWA/CS/CFA qualification.
Experience
Candidates should have:
- Minimum 5 years of post-qualification experience, and
- At least 3 years of experience in MSME Credit, Commercial Credit, Project Finance, or Mid & Large Credit operations in banks, financial institutions, or NBFCs.
3. Credit Officer (SMGS-IV)
Age Limit
Applicants must be between 32 and 45 years of age.
Educational Qualification
Candidates should possess:
- A Bachelor’s Degree with minimum qualifying marks as prescribed, OR
- Professional qualifications such as CA, CMA, ICWA, CS, or CFA.
Experience
Applicants should have:
- Minimum 7 years of post-qualification experience, and
- At least 4 years of specialized experience in credit processing, project finance, MSME financing, or corporate credit management in Scheduled Commercial Banks, Public Sector Financial Institutions, Listed Financial Institutions, or Foreign Banks.
Age Relaxation
Reserved category candidates are eligible for age relaxation as per Government of India rules:
| Category | Relaxation |
|---|---|
| SC/ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| PwBD | 10 Years |
Application Fee
| Category | Application Fee |
|---|---|
| SC/ST/PwBD | ₹175/- |
| General/OBC/EWS and Others | ₹850/- |
How to Apply for Bank of India Recruitment 2026?
Eligible candidates can apply online through the official Bank of India recruitment portal by following the steps mentioned below:
Step 1
Visit the official Bank of India recruitment website.
Step 2
Click on the “Online Application Form” link.
Step 3
Complete the registration process by selecting “New Registration”.
Step 4
Log in using the registration credentials generated during registration.
Step 5
Enter all personal, educational, and professional details carefully.
Step 6
Upload the required documents, photograph, and signature in the prescribed format.
Step 7
Pay the application fee according to your category.
Step 8
Review all details carefully and submit the application form.
Step 9
Download and print a copy of the submitted application form for future reference.
Important Dates of Bank of India Recruitment 2026
| Event | Date |
|---|---|
| Starting Date of Online Application | 30th June 2026 |
| Last Date of Online Application | 20th July 2026 |
Why Apply for Bank of India Credit Officer Recruitment 2026?
- Total 779 vacancies available.
- Attractive salary package with allowances.
- Opportunity to work in one of India’s leading public sector banks.
- Excellent career growth prospects.
- Job security and additional banking benefits.
Bank of India Recruitment 2026 – Apply Online for 779 Credit Officer Vacancies
The Bank of India (BOI) has published an official recruitment notification for the appointment of 779 Credit Officer posts under various scales. This recruitment drive offers an excellent opportunity for qualified professionals seeking a career in the banking and financial services sector.
Interested and eligible candidates can submit their applications online through the official recruitment portal within the prescribed dates. Candidates are advised to carefully review the eligibility criteria, vacancy details, age requirements, pay scale, and application process before applying.
Bank of India Recruitment 2026: Overview
| Particulars | Details |
|---|---|
| Organization | Bank of India |
| Name of Post | Credit Officer |
| Total Vacancies | 779 Posts |
| Qualification | Bachelor’s Degree / Master’s Degree / Professional Qualifications |
| Age Limit | 25 to 45 Years |
| Application Mode | Online |
| Application Fee | ₹175/- to ₹850/- |
| Application Start Date | 30th June 2026 |
| Application Last Date | 20th July 2026 |
Bank of India Credit Officer Vacancy Details
Name of Post
Credit Officer
Total Number of Posts
779 Posts
Scale-wise Vacancy Distribution
| Scale | Number of Posts |
|---|---|
| MMGS-II | 677 |
| MMGS-III | 61 |
| SMGS-IV | 41 |
| Total | 779 |
Salary Structure
MMGS-II
₹64,820 – 67,160 – 93,960
MMGS-III
₹85,920 – 99,320 – 1,05,280
SMGS-IV
₹1,02,300 – 1,14,220 – 1,20,940
Eligibility Criteria for Bank of India Recruitment 2026
1. Credit Officer (MMGS-II)
Age Limit
Candidates should be between 25 and 32 years of age.
Educational Qualification
Applicants must possess:
- A Bachelor’s Degree in any discipline from a recognized university with at least 60% marks (55% for SC/ST/OBC/PwBD candidates), OR
- Professional qualifications such as:
- CA
- CMA/ICWA
- CS
- CFA
Experience
Candidates should have a minimum of 3 years of post-qualification experience as an officer, including at least 2 years of experience in:
- MSME Credit
- Commercial Credit
- Project Finance
- Mid & Large Corporate Credit
Experience should be gained in Scheduled Commercial Banks, Financial Institutions, or NBFCs.
2. Credit Officer (MMGS-III)
Age Limit
Candidates must be between 28 and 38 years of age.
Educational Qualification
Applicants should possess:
- A Bachelor’s Degree with a minimum of 60% marks (55% for reserved categories), OR
- CA/CMA/ICWA/CS/CFA qualification.
Experience
Candidates should have:
- Minimum 5 years of post-qualification experience, and
- At least 3 years of experience in MSME Credit, Commercial Credit, Project Finance, or Mid & Large Credit operations in banks, financial institutions, or NBFCs.
3. Credit Officer (SMGS-IV)
Age Limit
Applicants must be between 32 and 45 years of age.
Educational Qualification
Candidates should possess:
- A Bachelor’s Degree with minimum qualifying marks as prescribed, OR
- Professional qualifications such as CA, CMA, ICWA, CS, or CFA.
Experience
Applicants should have:
- Minimum 7 years of post-qualification experience, and
- At least 4 years of specialized experience in credit processing, project finance, MSME financing, or corporate credit management in Scheduled Commercial Banks, Public Sector Financial Institutions, Listed Financial Institutions, or Foreign Banks.
Age Relaxation
Reserved category candidates are eligible for age relaxation as per Government of India rules:
| Category | Relaxation |
|---|---|
| SC/ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| PwBD | 10 Years |
Application Fee
| Category | Application Fee |
|---|---|
| SC/ST/PwBD | ₹175/- |
| General/OBC/EWS and Others | ₹850/- |
How to Apply for Bank of India Recruitment 2026?
Eligible candidates can apply online through the official Bank of India recruitment portal by following the steps mentioned below:
Step 1
Visit the official Bank of India recruitment website.
Step 2
Click on the “Online Application Form” link.
Step 3
Complete the registration process by selecting “New Registration”.
Step 4
Log in using the registration credentials generated during registration.
Step 5
Enter all personal, educational, and professional details carefully.
Step 6
Upload the required documents, photograph, and signature in the prescribed format.
Step 7
Pay the application fee according to your category.
Step 8
Review all details carefully and submit the application form.
Step 9
Download and print a copy of the submitted application form for future reference.
Important Dates of Bank of India Recruitment 2026
| Event | Date |
|---|---|
| Starting Date of Online Application | 30th June 2026 |
| Last Date of Online Application | 20th July 2026 |
Why Apply for Bank of India Credit Officer Recruitment 2026?
- Total 779 vacancies available.
- Attractive salary package with allowances.
- Opportunity to work in one of India’s leading public sector banks.
- Excellent career growth prospects.
- Job security and additional banking benefits.
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Important Web-Links of Bank of India Recruitment
| Online Application Form | Click Here |
| Advertisement Details | Click Here |
| Official Website | Click Here |
